Can the financing work?
Start with fractional TIC loans, lender questions, and an editable monthly-payment calculator.
Explore TIC loans and the calculator ↗TICs in San Francisco
Compare TIC financing, conversion paths, and condo-versus-TIC prices before your next San Francisco purchase or investment.
One ownership question. Three ways to look closer.
A San Francisco TIC decision brings the property, its shared ownership agreement, and its financing together. This collection connects those pieces so you can compare a purchase or building investment with a clear view of the costs and assumptions.
What does a conversion involve?
Compare the questions facing 1–4 unit and larger buildings before putting a conversion assumption into your plan.
Understand TIC conversions ↗How does the price compare?
Read the condo-versus-TIC price analysis alongside financing and ownership costs.
Compare condo and TIC prices ↗Put the building in context.
Pair the articles below with our Hayes Valley neighborhood guide, the Hayes Valley market report, and the Birch Street property story. Neighborhood reports cover all home types; use the TIC pricing article for ownership-specific comparisons.
Buying a whole building? Continue with our investment-property evaluation guide and commercial versus residential multifamily financing.
What is a TIC in San Francisco?
A clear guide to tenancy-in-common ownership in San Francisco: what you own, how the agreement and loans work, TIC versus condo prices, and lessons from our Birch Street project.
Read the article 02 / TIC BUYER GUIDEBuying a TIC in San Francisco, Step by Step (2026)
How to buy a TIC in San Francisco in 2026: plan your down payment, find fractional financing, review the agreement and building budget, make an offer, and close with confidence.
Read the article 03 / TIC PRICING & FINANCINGCondo vs. TIC prices in San Francisco: a narrower gap, with financing in focus
New MLS figures show a narrower aggregate price gap between SF condos and TICs. Compare 2023–2026 YTD prices, financing choices, and ownership costs.
Read the article 04 / TIC FINANCINGTIC loans in San Francisco: financing, Redwood Credit Union, and lessons from Birch Street
How individual TIC financing works, what Redwood Credit Union offers, and what our Birch Street process taught us about agreements, insurance, budgets, and concurrent closings.
Read the article 05 / MULTIFAMILY OWNERSHIPHow TIC conversions work in San Francisco: 1–4 units vs. 5+ units
Compare small-building TIC formation with five-plus-unit DRE review, Sirkin Law’s quoted pre-sale fees, financing, tenant issues, and condominium conversion.
Read the articleMake your TIC decision a smart one.
Bring us the property, your budget, and your questions. Let’s compare the financing, building, and ownership details.
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