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SEPTEMBER 2026 · MARKET UPDATE

Bernal Heights.
By the numbers.

What the market is doing. What it means for your next move.

Updated
Redfin data through · All home types

THE MARKET AT A GLANCE
Median sale price
$1,849,482

+16.7% year over year

Median price / sq ft
≈ $1,070

-6.7% year over year

Median days on market
14 days

-11 days year over year

Sale to list price
123.1%

+7.8 points year over year

Redfin Bernal Heights · rolling three months ending September 2026. Rounded source values stay rounded. View source ↗

MARKET HEAT

Competition is running hot.

Redfin Compete Score™ measures competition, not expected investment returns.

Source window: trailing 3 months. Retrieved Oct 27, 2026, 6:25 AM PDT.

92OUT OF 100Higher means more competitive
OUR INTERPRETATION

San Francisco Real Estate Company Perspective

Our analytical view · Not a valuation or forecast

Local context checked . Market figures use the report period above. Local sources do not measure an amenity’s effect on prices or rents.

Bernal’s rising median and lower price per foot deserve separate comps.

Local evidence: The Redfin transaction median is up 16.7% year over year. Price per square foot is down 6.7% year over year. The snapshot reports 14 median days on market. The sale-to-list ratio is 123.1%. These are All Home Types figures; the competition score has its own window.

Our view: A higher transaction median alongside lower reported price per square foot can arise from a different mix of homes closing. It does not establish how much an individual house gained. Compare legal area, layout, condition, parking and slope before setting an offer. Sellers should support the value of renovations with similar closed sales, and buyers should keep the cost of near-term capital work inside their total budget.

Sources: Redfin neighborhood snapshot ↗

Cortland convenience should survive the uphill return.

Local evidence: SFMTA lists 24 Divisadero stops along Cortland at Mission, Elsie, Bocana, Andover, Ellsworth, Folsom and other intersections. The active route crosses other neighborhoods, so buyers should test their specific trip rather than infer a direct downtown commute.

Our view: Test the 24 Divisadero stop from the property and follow the route to the actual destination. A useful cross-town line is different from a direct downtown commute. We would walk from the library and evening dining stops back to the home, checking stairs and vehicle access separately. For an investment, ask whether achieved rents support any location premium after the building’s expenses, rather than adding one because a map looks compact.

Sources: SFMTA 24 Divisadero ↗ · SFPL Bernal Heights branch ↗

Pay for Bernal’s outdoor setting with evidence, not assumed rent.

Local evidence: SF Rec & Park describes Bernal Heights Park’s summit access via a limited-access paved road and dirt trails. Compare the route to the park with the stairs, garage and outdoor space at the home itself.

Our view: The public hilltop park and a private yard deliver different benefits. Verify exclusive-use rights and compare the home’s actual outdoor usability with relevant closed sales. A small-building investment also needs current leases, management, maintenance and financing in the model. We would test a flat-price exit after sale costs and capital work before treating a view or garden as a source of future return.

Sources: SFPL Bernal Heights branch ↗ · SF Rec & Park: Bernal Heights Park ↗ · SF Planning: nearby permit activity ↗ · ABAG regional Hazard Viewer ↗

Let’s analyze your property ↗
A SECOND LENS

Closed sales and modeled values tell different stories.

Zillow Bernal Heights typical home value (ZHVI)
$1,573,877

+17.7% year over year

Zillow data through September 2026. Its modeled value index differs from a median of homes that sold. Neighborhood boundaries, property coverage, and methods also differ. We do not average the two sources or treat their difference as a discount.

Retrieved Oct 27, 2026, 6:25 AM PDT · Zillow source ↗

Use Cortland and the hill as two different tour routes.

Walk Cortland’s restaurant, bar and library stops, then separately test the approach to Bernal Heights Park. A home close on the map may have a much steeper return or a different vehicle approach. Look at the actual entrance, steps, daylight and usable garden rather than treating every hilltop or Cortland-adjacent home as interchangeable. Our orientation map connects destinations without defining the market dataset.

Cortland is a transit corridor as well as a destination.

SFMTA lists 24 Divisadero stops along Cortland at Mission, Elsie, Bocana, Andover, Ellsworth, Folsom and other intersections. The active route crosses other neighborhoods, so buyers should test their specific trip rather than infer a direct downtown commute.

Count usable rooms and garden access, not just the headline area.

Check how the floor plan works between levels, whether lower-level rooms match the approved plans, and whether outdoor space is usable from the main living area. Test the garage with the intended car. We would price drainage, retaining structures and roof or system work from qualified inspections and bids. A view can support a comparable-sales case, but it should not conceal an expensive access or maintenance problem.

Research the neighborhood from the source.

Use these official resources to check transit, public places and property details. An address or route does not establish a rent or resale premium.

  • SFMTA 24 Divisadero ↗

    SFMTA lists 24 Divisadero stops along Cortland at Mission, Elsie, Bocana, Andover, Ellsworth, Folsom and other intersections. The active route crosses other neighborhoods, so buyers should test their specific trip rather than infer a direct downtown commute.

  • SFPL Bernal Heights branch ↗

    San Francisco Public Library lists the Bernal Heights branch at 500 Cortland Avenue. The address provides a concrete public-service stop between homes, retail and transit; it does not establish a property-value premium.

  • SF Rec & Park: Bernal Heights Park ↗

    SF Rec & Park describes Bernal Heights Park’s summit access via a limited-access paved road and dirt trails. Compare the route to the park with the stairs, garage and outdoor space at the home itself.

  • SF Planning: nearby permit activity ↗

    Check surrounding applications and planning records before budgeting construction effects.

  • ABAG regional Hazard Viewer ↗

    Screen regional hazards; this map cannot replace a professional property investigation.

AROUND THE NEIGHBORHOOD

Get a feel for Bernal Heights.

Use the map to explore the streets, then follow the official links for parks, dining, and drinks in and around the neighborhood.

Orientation map · Approximate area, not a market-data boundary.Open a larger map ↗Interactive map by Google Maps

Local links checked . Check the linked businesses and park pages for current details.

WEATHER & EVERYDAY LIVING

San Francisco weather context.

Put Bernal Heights visits in context with city rainfall and regional sky conditions. Check the actual home in morning and afternoon light.

Rainfall and temperatures come from NOAA’s San Francisco Downtown station. Fog and sky conditions come from SFO and are regional context only. Neither station measures the featured neighborhood’s block-by-block microclimate; airport fog days are not neighborhood fog days.

Complete calendar month: to . Retrieved . Updated .

City rainfall and temperature.

San Francisco Downtown station ↗ · City station near Mission Dolores.

SF Downtown precipitation
0.03inches

NOAA station USW00023272

SF Downtown wet days
1day

At least 0.01 inches of precipitation

Average daily high 70.1°F · Average daily low 57.5°F

City precipitation through the month Inches per station observation day, San Francisco Downtown

Chart scale: 0 to 0.10 inches. Trace amounts are recorded separately and do not become zero-rain claims.

View daily weather data +
NOAA San Francisco Downtown daily records for September 2026
Station datePrecipitation (inches)High (°F)Low (°F)
0.006961
0.007061
0.037260
0.006857
0.007156
0.006957
0.008157
0.008561
0.009465
0.007559
0.006658
0.006859
0.006658
0.007157
0.006657
0.006357
0.007059
0.006657
0.006656
0.006055
0.006156
0.006356
0.007556
0.007558
0.006757
0.006856
0.006355
0.006955
0.007454
0.007255

City data retrieved · Download NOAA daily records ↗

Regional fog and sky conditions.

Station: San Francisco International Airport (SFO). These counts describe the airport, not the featured neighborhood. Fair weather is the source’s sky category; it does not mean six hours of sunshine or a fog-free day.

SFO fog days
18days

Fog reported at the airport

SFO fair-weather days
8days

NWS fair-sky category, not measured sunshine hours

SFO partly cloudy days
20days

NWS partly cloudy category

SFO cloudy days
2days

NWS cloudy category

SFO period: to . Source issued ; retrieved . Read the archived NWS report ↗

Sources, definitions and limits +
  • Rainfall and temperature source: NOAA NCEI San Francisco Downtown, USW00023272 ↗, at 37.7705, −122.4269. These are city station readings, not measurements at an individual home. We sum the daily precipitation records and count days with at least 0.01 inches. The precipitation variable includes any liquid-equivalent frozen precipitation.
  • Daily values retain NOAA’s station observation dates. An observation day can end at a station’s reporting time; we do not relabel it as a midnight-to-midnight Pacific measurement. Trace precipitation is marked “Trace.” Missing or quality-flagged precipitation rejects a monthly update; incomplete temperatures remain unavailable.
  • Fog and sky source: National Weather Service CLMSFO, archived by Iowa Environmental Mesonet ↗. The source’s fog, fair, partly cloudy and cloudy counts are kept as reported. Fog can occur during part of a fair-weather day, so fog is not an additional mutually exclusive sky category. We do not convert fair days to measured sunshine hours or add them to fog counts.
  • These are free public weather records. Our summary and chart are independent of NOAA and Iowa State University. No affiliation or endorsement is implied. NOAA usage information ↗ · IEM usage information ↗.
  • Weather periods and source timestamps are separate from the rolling Redfin market window. Monthly updates retain the previous verified month if either source is delayed. These stations cannot establish a specific home’s sunlight, fog, moisture condition or investment return.

Sources, timing, and what to watch.

Redfin neighborhood metrics use rolling three-month windows. Adjacent periods overlap. Small samples and the mix of properties sold can move medians sharply. All home types is not a condo-only or multifamily investment series. The competition score uses its own stated window.

Redfin observation window
to
Redfin source retrieved
Source release date
Not supplied for this neighborhood snapshot
Report updated

Refresh policy: the day after Redfin’s monthly Housing Market Tracker release, once a newer neighborhood period is verified. Source delays retain the previous report. An unavailable release timestamp is left blank; the calendar is not evidence that a neighborhood has updated.

Initial trend comparisons use the reported year-over-year change to derive approximate prior-year endpoints, not a downloaded monthly history. Verified monthly snapshots accumulate over time. Source revisions can change a previously reported figure.

Data provided by Redfin, a national real estate brokerage. Company commentary is independent. No affiliation or endorsement is implied.

PUT THE NUMBERS TO WORK

A clearer view of your next move.

Buying, selling, or investing in Bernal Heights? Let’s run the numbers on the property you have in mind.

Set up a consultation ↗
LOOK A LITTLE CLOSER

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